Armik Aghakhani, CPA and Managing Partner of Chartered International LLP, has released a free resource titled "The 15-Minute Personal Self-Check," a plain-language guide designed to help individuals pause, assess, and organize key areas of their financial and personal records. The checklist is intended to help people identify gaps, overlooked details, and areas needing attention before minor issues develop into significant problems. Aghakhani emphasizes that the tool is about slowing down and being intentional, stating, "I've always believed that if you do the right thing long enough, the business will follow."
The resource addresses a widespread and costly issue: financial disorganization. Industry data and real-world experience cited by Aghakhani indicate that individuals can incur $2,500 to $5,000 in cumulative costs from errors, delays, and corrections stemming from poor record-keeping. Over 60% of people rely on incomplete or scattered records, and nearly one in three only identify issues after receiving an official notice or inquiry. Correcting problems later often takes three to five times longer than addressing them proactively. This checklist, therefore, serves as a preventative measure against these tangible financial losses and time drains.
Aghakhani's approach is shaped by his professional and charitable experiences. His involvement with community organizations like the First Church of the Nazarene of Pasadena (PazNaz) and the Armenian Christian Outreach of PazNaz (ACOP) has focused on initiatives that bring communities together to address real needs. One such initiative, "Race for a Cause," raised funds and supported inclusive programs for children with autism. This long-term, impact-driven mindset informed the checklist's creation. "When things feel complex, you have to slow down and be thorough," Aghakhani explains, noting this principle applies equally to personal finance and community work.
The checklist is designed for practical, immediate use. Users are instructed to set aside 15 uninterrupted minutes, answer each question with yes, no, or unsure, and highlight anything unclear. It is meant to be saved for future reference or annual review. "You don't need to solve everything today," Aghakhani says. "You just need to see things clearly." The guide specifically targets common mistakes Aghakhani has observed over decades, such as assuming last year's situation still applies, storing documents across too many platforms, avoiding confusing topics, and waiting until a problem becomes urgent.
For business and technology leaders, the release underscores a broader trend toward tools that promote personal operational efficiency and risk mitigation. In an era of information overload and digital fragmentation, a structured, time-boxed self-assessment can serve as a critical audit for personal affairs, mirroring best practices in corporate governance. The checklist is available now at no cost at https://www.24-7pressrelease.com/press-release/. Aghakhani concludes, "At the end of the day, this is about trust. If you protect that, everything else follows," framing the resource as a foundational step toward greater personal and financial integrity.
