Sell My Structured Settlement for Cash (SMSSC), a new education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, has launched nationwide. The platform aims to address the often opaque and complex process of selling future payments, which is governed by state-specific Structured Settlement Protection Acts.
SMSSC offers more than 60 plain-English guides covering court approval processes, discount rates, taxes, and alternatives to selling, along with dedicated pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/. Additionally, three free calculators help payment holders understand offers before committing, including a decoder that reveals the implied discount rate of any offer they have received.
The launch also includes a free public data library at sellmystructuredsettlementcash.com/cite-us/, designed for journalists, researchers, and consumer advocates. This library features a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are freely reusable under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
The platform is backed by Genex Capital, an A+ BBB-rated funding partner that has served more than 50,000 clients since 2003, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty, which includes a price match promise, no surprises between quoted and final net amounts, and legal costs covered by the funding partner.
The process for selling payments is consistent across states: a written quote discloses the discount rate, document signing is handled via DocuSign or notary at no cost, a transfer petition is filed with the court by the funding partner’s legal team, and funding occurs approximately three business days after court approval.
This launch is significant because it empowers consumers with transparent, data-driven resources in an industry often criticized for complexity and potential pitfalls. By providing free educational content and reference data, SMSSC aims to help payment holders make informed decisions, potentially reducing the risk of unfavorable transactions. For industry leaders, the platform’s emphasis on transparency and standardization could set new expectations for consumer engagement and trust in the structured settlement purchasing market.
