Fund Street Technologies LLC, the parent company of One Park Financial, has closed a $45.5 million investment-grade corporate note to expand lending capacity for small businesses across the United States. The seven-year note, placed exclusively through Brean Capital LLC, is designed to fuel the growth of One Park Financial's origination capacity and deepen its impact on small business owners, according to a company announcement.
One Park Financial, a leading business funding provider, has long served as a bridge to working capital for small and medium-sized businesses that have been shut out of traditional bank financing. Since 2010, the company has helped deploy more than $1.5 billion in small business financing and serviced over 100,000 businesses nationwide. With this new institutional backing, the company is poised to reach even more business owners who need fast, flexible working capital solutions.
One Park Financial operates as the flagship merchant-facing brand of Fund Street Technologies, a vertically integrated fintech platform that manages the full client lifecycle from origination and business analysis to documentation and merchant servicing. While Fund Street provides the financial infrastructure and capital, One Park Financial directly connects business owners with the financing their business needs to grow.
CEO and Co-Founder John Lie-Nielsen underscored how this capital raise translates directly into greater support for small business owners. "This transaction positions us to fully utilize our proven technology infrastructure and support business owners across the US," Lie-Nielsen said. "We have built our platform to handle significant scale, and now we can deploy these resources toward expanding our origination capacity and market reach."
CFO Marcus Holland highlighted the institutional confidence behind the raise. "We welcome the participation of institutional partners who recognize our strong track record and long-term vision," Holland said. "This transaction strengthens our balance sheet by providing liquidity and flexible financing to diversify our capital structure."
The closing of a seven-year investment-grade note reflects growing conviction among institutional investors in technology-driven funding providers like One Park Financial, companies that have proven both the demand and the operational capacity to serve a segment of the market that traditional banks continue to overlook. For more information, visit oneparkfinancial.com.
This capital injection comes at a time when small businesses continue to face challenges accessing traditional bank loans, often due to stringent credit requirements and lengthy approval processes. The funding enables One Park Financial to expand its technology-driven approach, which relies on data analysis and automated processes to provide faster, more flexible financing. The implications for the industry are significant: as fintech lenders gain institutional backing, they can scale operations and offer competitive rates, potentially reshaping the small business lending landscape.
For business leaders, this development signals increased access to capital for growth, hiring, and equipment purchases. The broader impact could include job creation and economic stimulus, particularly in underserved communities where traditional banking options are limited. As One Park Financial expands its reach, the ripple effects may be felt across the U.S. economy, supporting the backbone of American enterprise—small businesses.
